Professional sparring partner
An advisor to discuss important financial decisions with.
Owners and entrepreneurs
When your wealth is built through a business. You've built a business. Now that value need to be managed with care.
From business to management
As an owner or entrepreneur, your wealth is largely tied to the business.
Gradually, more of your capital becomes liquid and can be managed beyond day-to-day operations.
The focus has been on building. Now it shifts to taking care of what you’ve created.
Questions many owners and entrepreneurs have
As more of the capital becomes liquid, many start asking questions such as:
-
What should I actually do with the capital I’ve built up?
-
How do I avoid costly mistakes early on?
-
How should the capital be structured between the company and my personal finances?
-
How should the money be invested over time?
-
How do I protect the value I’ve built? •
-
How can I support my children and future generations?
What's at stake
Assets often represent many years of work, risk-taking and decisions in the business.
When the capital becomes more liquid, the first decisions can have a significant impact. Early choices can affect your financial situation for many years, and early mistakes can be difficult and costly to correct later.
For many, it is therefore primarily about avoiding putting the value they have built at risk.
How Connectum works with owners and entrepreneurs
When assets built through a business need to be managed beyond the company, many people first and foremost want an advisor they can discuss these decisions with.
At Connectum, the advisor therefore acts as a professional sparring partner in these financial decisions. Together, we assess how the capital should be structured, how it should be invested, and which decisions are right over time.
For many, it’s crucial to have an independent advisor who can provide structure, clarity and a solid basis for decisions over time.
Structure and overview
Support in structuring capital and creating a clear overview of the choices ahead.
Independent basis for decisions
A solid, independent foundation for decisions, both short and long term.
The difference between Connectum and traditional advisors
Many people who contact Connectum have already been in contact with banks or other wealth managers.
The process often starts with an investment proposal. Funds, portfolios or specific investments are presented at an early stage, and the capital is invested before needs, goals and constraints have been properly clarified, and before a clear structure is in place.
At Connectum, we work the other way around.
First, we look at the overall picture of your capital and what decisions actually need to be made. Then we develop an investment strategy. Only when this is in place does it make sense to invest.
For many, the process starts with the investments. At Connectum, it starts with your needs, goals and framework, brought together in a clear and agreed plan.
When Connectum is not right
Our approach is best suited to those who want structure, clarity and a long-term plan for their capital.
We are normally not the right choice for those who:
We are normally not the right choice for those who:
- are looking for excitement in their investments
- want to actively speculate in the market
- make investment decisions based on short-term market movements
FAQ
What do I do with my capital after I have sold or withdrawn assets?
Start by getting an overview of what your capital needs to support going forward, not just how it will be invested. The transition from business to personal wealth involves new decisions and responsibilities. Many people need a clear plan before putting their capital to work.
How do I avoid making mistakes when I haven't done this before?
It’s common to experience uncertainty in this phase. The decisions are often new, and the consequences are more significant than before. A structured review gives you a clear basis for making decisions you understand and can stand by.
Do I have to make all the decisions myself?
No, you don’t have to. Many people find it demanding to be left alone with the responsibility after an exit or major payout. A sparring partner can help structure your decisions and give you a stronger foundation before you decide.
Do you have questions about your situation?
A short conversation can help you clarify if this is right for you - and if the timing is right.