Certified independent investment advice
In much of the financial industry, advice starts with products and investments.
At Connectum, we do the opposite. We start by understanding your situation, what your capital is meant to support, and the framework that applies to you.
Once this is clear, we develop a strategy for how your capital should be structured and managed over time, based on academic evidence.
The capital is then put to work in line with the strategy.
We help you structure your capital, develop an investment strategy, and follow it over time.
The advice is based on your situation and is given independently of banks, funds, and product providers.
Connectum does not sell any investment products and receives no commissions from the investments we recommend.
The advice we give is therefore not guided by available products in the market, but is based on the strategy we develop together.
A good collaboration requires open and honest dialogue.
We need insight into your situation, your goals, and what matters most to you. The better we understand your situation, the better the advice can be tailored to you.
The first conversation is an introductory conversation where we get to know you and your situation.
We talk about what has led you to seek advice, what questions you have and what you want to achieve. Together, we go through your goals, responsibilities and key aspects of your finances.
For many, this conversation is also an opportunity to reflect on questions or topics they haven’t previously considered.
You don’t need to prepare detailed figures or documents. Based on extensive experience, we have developed an investment profile – or checklist, if you prefer – which we go through together.
The most important thing is that you can describe your situation and what you would like help with.
After the review, we make an independent assessment of your situation and prepare a clear strategy for how your capital should be structured and managed over time.
The strategy is based on documented knowledge, and the portfolio is built using carefully selected funds, as part of an evidence-based and systematic approach.
We go through the recommendations together before you decide whether you want to implement the strategy yourself, or whether Connectum will support you with implementation and ongoing follow-up.
Once your strategy is in place, you have a clear basis for how your capital should be structured and invested over time.
At this point, you choose how you want to proceed:
Some choose to follow the strategy on their own.
The recommendations from Connectum can then be used as a basis for how the capital is structured, invested and followed up over time.
Connectum can also be contacted again later if there is a need for a new assessment, an updated strategy or additional advice.
Most people choose to have Connectum continue to support them in managing their capital.
We manage the investments in line with the strategy we have developed together and follow up the portfolio over time.
The portfolio is built using selected funds, as part of an evidence-based and systematic approach, with ongoing assessments, reporting and dialogue as needed.
At the start of the collaboration, the work is normally invoiced on an hourly basis. This applies in particular to the review of your situation, analysis, and the development of a strategy and recommendations.
If Connectum later assists with the implementation of the strategy and ongoing follow-up of the investments, a fixed fee is agreed, often linked to the value of the portfolio, so that we have a long-term alignment of interests.
The fee reflects the scope of the work, the complexity of the situation and the level of ongoing follow-up required.
All costs and terms are clearly agreed upon before the collaboration begins.
A first conversation is about getting to know you, understanding your situation and seeing if we're the right partner for you. Completely non-binding.
Structure before investment
Certified independent advice without commissions
Strategy tailored to your situation
